Introduction: The Question I Kept Avoiding This blog begins with a very simple question that I believe most salaried professionals in India have faced at least once — Should I get a credit card, or am I better off without one? Two years ago, I was exactly in that situation. Fresh into my job, earning…
A few years ago, I remember sitting across a friend at a small café after work. He had just started investing and looked genuinely excited. He said he have found a mutual fund which he is investing for long term, the returns are good in it also he said, he is putting all his savings…
I didn’t plan to learn about money that night. It was around 10:45 PM, and I was sitting on my bed with my laptop, half-tired after a long day. My phone kept buzzing with WhatsApp messages from the office group which said – Guys, last date for tax proof submission this week I opened my…
When I first started investing, I thought the hardest part would be earning enough to save. Turns out, the harder part was deciding where to put it. If you search “Flexi Cap vs Index Fund” today, you’ll find hundreds of articles explaining definitions, returns, and strategies. I have read a lot articles and blog posts…
“When I first started investing, I believed adding more SIPs meant I was building a smarter and more diversified portfolio. But over time, my investments started feeling complicated, repetitive, and honestly a bit confusing to manage”. Even, When I started investing, I didn’t have a clear plan. I just had this feeling that I should…
Introduction I used to believe long-term investing in mutual funds was simple. Not easy… but simple. You pick a few funds, start a SIP, stay consistent, and then just wait.Over time, your money grows — that’s the idea, right?That’s what most mutual fund ads and investing advice make it sound like. But after actually staying…
I didn’t know this when I started investing. Honestly… not even a little. Like most people, I just trusted the person sitting across the table at the bank. He suggested a mutual fund.Explained SIP.Told me “this is good for long term.” Sounded reasonable. So, I started. How to Build Wealth in Your 20s: Simple Plan…
Introduction :- I still remember the first time I thought about stopping my SIP. It had been around 8–9 months since I started investing ₹5,000 every month. I was excited at the beginning — watching videos, reading blogs, feeling like I was finally doing something smart with my money. But then… the market dipped. Not…
There was a time when I thought my money problems came from not earning enough. So I kept focusing on income: my spending habits. No matter how motivated I felt after watching finance content, I still ended up buying things I didn’t really need. The real problem was how social media was quietly influencing my…
Starting with mutual funds sounds simple at first. But the moment you try to choose one on your application or Fund House, things quickly get confusing. There are so many options and things to be decided before getting into mutual funds. Some funds show high returns, some are trending, and others are recommended everywhere. Let’s…
