Introduction: The Question I Kept Avoiding This blog begins with a very simple question that I believe most salaried professionals in India have faced at least once —…
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Latest Articles
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What is Expense Ratio in Mutual Funds – And Why I Ignored It (Big Mistake)
A few years ago, I remember sitting across a friend at a small café after work. He had just started investing and looked genuinely excited. He said he…
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ELSS vs PPF: The Night I Rushed a Tax Decision and Regretted It Later
I didn’t plan to learn about money that night. It was around 10:45 PM, and I was sitting on my bed with my laptop, half-tired after a long…
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Flexi Cap vs Index Fund — A Simple Choice I Wish I Had Made Earlier
When I first started investing, I thought the hardest part would be earning enough to save. Turns out, the harder part was deciding where to put it. If…
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Do You Really Need Multiple SIPs? What I Learned After Starting Too Many
“When I first started investing, I believed adding more SIPs meant I was building a smarter and more diversified portfolio. But over time, my investments started feeling complicated,…
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The Truth About Long-Term Investing No Mutual Fund Ad Will Ever Tell You
Introduction I used to believe long-term investing in mutual funds was simple. Not easy… but simple. You pick a few funds, start a SIP, stay consistent, and then…
