Engineer
your wealth.
I’m Livin Rangasamy — a mechanical engineer turned NISM-certified Mutual Fund Distributor. I build your investment plan the same way I was trained to build machines: measured, tested, and made to last.
Your money never sits with me
This is the part most advisors skip explaining. Here’s exactly how the system keeps your investment safe, on paper and in practice.
Held with the AMC, not me
Your units are registered in your name directly with the fund house and registrar (CAMS/KFintech) — I never hold or touch your money.
SEBI-regulated end to end
Mutual funds in India operate under SEBI regulation, with AMFI overseeing distributor conduct — including mine.
You control every rupee
Redeem, pause, or switch anytime, directly through the AMC’s app or portal — with or without me in the loop.
KYC-verified, fully traceable
Every transaction is PAN-linked and shows up in your CAS statement from CAMS/KFintech — nothing happens off the books.
Four systems, one plan
Every recommendation traces back to a goal and a timeline — not a fund that happened to perform well last quarter.
SIP Planning
A monthly amount sized to your real income, set up, automated, and reviewed as your salary grows.
Goal-Based Investing
Retirement, a home, your child’s education — each goal gets its own fund mix and timeline.
Portfolio Review
A clear read on what you already hold, including moving from direct to regular where support helps.
ELSS / Tax-Saving
Tax planning that still works as a genuine investment after the tax-saving stops being the point.
What are you investing for?
Every rupee invested should have a purpose. Here’s how I map a plan to each one.
Wealth Creation
Emergency Fund
Short Term Parking
Child’s Education
Dream Home
Dream Vehicle
Wedding / Big Event
Retirement
Run the numbers
Move the sliders — see roughly where a monthly SIP lands you. This is a working estimate, not a promise; markets don’t move in straight lines.
The fine print, upfront
What you’re actually working with, before you book a call.
No fund-house affiliation
Recommendations aren’t tied to commissions from a single AMC.
NISM & AMFI Registered
NISM-202600071039, AMFI-registered ARN-360784.
Engineer, first
5 years of personal investing experience, and years spent on heavy-engine systems before this.
Ongoing, not one-time
Plain-language guidance and continued support after the first SIP starts.
Field reports
Notes from clients — swap these placeholders for real quotes once you’ve collected them.
From the logbook
Written from real decisions, not theory.
Frequently asked
Yes. The first 30-minute call is free and has no obligation to invest through me afterward.
I earn a trail commission from the AMC on regular plans — paid out of the fund’s expense ratio, not an extra charge to you. This is disclosed upfront, and I’ll always show you the direct-plan alternative too.
Direct plans have a lower expense ratio; regular plans include ongoing guidance, rebalancing, and support. Which is “better” depends on whether you want to manage this yourself or want a second pair of eyes over the years.
Most SIPs can start from ₹500–₹1,000/month. What matters more than the amount is starting consistently and increasing it as your income grows.
No — while I’m based in Chennai, everything from consultation to account opening happens digitally, so I work with salaried professionals anywhere in India.
Your financial future starts with one conversation.
Book your free consultation. No obligation, no jargon, just clarity.
Book a free consultation
A 30-minute one-on-one session via Google Meet or WhatsApp call. Pick a time that works for you — details arrive by email once confirmed.
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